Banks

Overview

Our Banking practice has been internationally recognized by the International Financial Law Review 1000 (IFLR1000) as a leading Hong Kong banking and finance practice.

Our corporate lawyers have acted for a wide range of clients in the banking industry, including corporate banks, merchant banks, investment banks and private banks. We work closely with our clients in the banking sector and offer advice in relation to every aspect of our clients’ business, from complex strategic activities to day-to-day transactional matters.

Our work includes advising on the following:

• Corporate finance, including share offerings, rights issues, public offerings (and the underwriting of such offers), private placements of securities and other transactions in the equity capital markets (“ECM”), as well as bond offerings, convertible bond offerings, debenture issuances and other transactions in the debt capital markets (“DCM”)

• Personal & family wealth management, including the provision of securities trading services, investment advice and discretionary asset management services, and the establishment and administration of trusts including family trusts and discretionary trusts

• Loans and debt finance, including advising on the form of financing and deal structure, conducting due diligence and preparing loan and facility agreements, including bilateral loan agreements and syndicated loan agreements, and debt collection

• Security interests & collateral, including the creation, perfection and enforcement of security interests, including fixed charges, floating charges, mortgages, pledges, assignments by way of security and guarantees and indemnities

• Corporate insolvency and restructuring, including debt restructuring, corporate turnarounds and company reorganizations, schemes of arrangement, company voluntary arrangements and contractual workouts

• Regulatory compliance, including ongoing compliance with applicable regulatory requirements and obligations under the Banking Ordinance (“BO”), the Securities and Futures Ordinance (“SFO”) and various codes, guidelines and circulars issued by the Hong Kong Monetary Authority (“HKMA”) and the Securities and Futures Commission (“SFC”)

• Compliance with suitability obligations, including policies and procedures in respect of the onboarding of investment products, the sale of investment products and the provision of investment advice, product due diligence, product recommendation or solicitation, pre-trade disclosure, risk assessment and compliance with applicable suitability requirements and obligations imposed by the HKMA and the SFC

• Anti-money laundering (“AML”), counter terrorist financing (“CTF”) & economic sanctions, including account opening procedures, customer due diligence (“CDD”) and other know-your-client (“KYC”) policies and procedures for the purpose of compliance with AML/CTF requirements and economic sanctions under Hong Kong law and regulatory guidance and advice on Joint Financial Intelligence Unit (“JFIU”) reporting and asset freezing obligations under Hong Kong AML laws